Quick & Easy Application
Get prequalified in seconds with Bread Pay, and rest easy knowing our eligibility check won't affect your credit score.
Pay Your Way
Choose the payment plan that suits you best. Take advantage of our 0% APR interest for 12 & 24-month financing*.
Zero Hidden Fees
With Bread Pay®, there are no origination fees—just monthly payments made easy.
Checkout with Ease
Once approved, you can choose the Bread Pay® option in the checkout to complete your purchase.