Finance It!

0% Interest for
2 Years Available*

Flexible financing with Bread Pay lets you dive into wellness now and pay over time.

Pay over time with Bread Pay

Rapid & Risk Free

Get instantly prequalified with Bread Pay, and rest easy knowing our eligibility check won't affect your credit score.

Pay Your Way

Choose the payment plan that suits you best. Take advantage of our 0% interest* 24-month financing.

Zero Hidden Fees

With Bread Pay, there are no unexpected fees—just monthly payments made easy.


What financing options do you offer?

We offer a range of flexible financing options through Bread Pay to fit your budget. Enjoy 0% APR financing for 12-24 months, or choose extended plans with competitive interest rates for 36 or 48 months.

*Availability of terms may vary based on purchase price and/or product.

Is a down payment required for financing?

Down payment may be required. Subject to approval of credit application.

How do I qualify for 0% APR financing?

Qualifying for our 0% APR financing option is simple. Just select Bread Pay at checkout, fill out a quick application, and get an instant decision. Approval is based on your credit history and other factors. Once approved, you can split your purchase into monthly payments at no additional interest cost.

Can I pay off my financing early?

Absolutely! You can pay off your balance early at any time without any penalties or fees. This flexibility allows you to manage your finances in a way that works best for you, without the worry of long-term commitments or extra charges.

Does applying for Bread Pay affect my credit score?

No, applying for Bread Pay does not affect your credit score. When you apply, Bread Pay conducts a 'soft inquiry' which does not impact your credit score. This means you can see your eligibility without any risk to your credit health.

Is BreadPay financing available for commercial customers?

BreadPay is primarily geared towards residential customers, offering convenient financing options for individuals purchasing our products for personal use. While it can be used by commercial customers in some cases, we do not recommend it because the program has limitations that may affect your ability to qualify for financing.

For better financing options tailored to commercial needs, please contact our Commercial Team at: 916-848-6083 (7am-5pm PT) to discuss alternative solutions that better suit your business requirements.